Why Microf?

Flexible Financing Alternative
We provide simple lease-to-own solutions for consumers, especially those with challenged credit

Early Payoff Savings
We provide early payoff options, which allow you to save on the total cost to own the equipment

Clear Path to Ownership
Once you make the final payment, you own the equipment

We Are Experts
We specialize in HVAC and water heaters

Easy Application Process
Simple, easy to use, online application

We’ll be there to ensure your home comfort with our lease-to-own program